You have to file an insurance claim if you have been involved in a car accident, and this article will help you raise your awareness and understanding on the claims process. You are required to file a claim with your insurance company if you are involved in a car accident involving property damage or injury. Failure to report the incident to your insurance company within a reasonable amount of time, the insurance company may not honor your claim.
When filing an insurance claim, it is important to provide the detailed information of the car accident including the name insurance policy number, vehicle information (make, registration, model, and license plate number), and details of the accident (location, time, date, extent of injuries, the other driver’s name and license number, number of passengers involved, extent of vehicle damage, license plate numbers and identification numbers of other vehicles involved, as well as the description of the accident). A car accident attorney can help you in understanding the coverage of your insurance policy along with your insurance agent. Once a car accident claim has been reported, you’ll be contacted by the claim’s adjuster who is assigned to your file, either it will be handled over the telephone or the adjuster will meet with you. In terms of knowing the coverage of your insurance policy, your claim adjuster can explain the full details of your insurance coverage, but having a car accident lawyer gives you confidence and assurance that you will receive the maximum compensation you deserve for your claim. Insurance companies tend to underestimate your damages, so better hire a car accident lawyer to best negotiate for a higher claim.
Your insurance company would need to determine who is the one at fault in the auto accident so they can assess the property damage and injuries sustained. After reporting the car accident to the insurer, the insurance company investigates the circumstances of the auto accident and will make a decision of who is at fault based on the Fault Determination Rules. If you have problems dealing with the claim’s adjuster or you feel that the settlement is unfair, you can talk to a trusted and reliable personal injury lawyer to help you out. Get an initial free legal consultation about your personal injury claim by visiting our website or homepage now. Allow an experienced and expert lawyer to help you in understanding your rights and to protect your interests.